Learn how VA-backed home loans and veteran land programs can help you purchase property with competitive rates and little to no down payment.
Many eligible veterans can purchase a home without a down payment.
VA-backed loans often offer lower rates than conventional loans.
VA loans typically do not require monthly PMI.
Before using a VA home loan, you'll need a Certificate of Eligibility (COE) to confirm you qualify.
Buy an existing home with little or no down payment.
Access equity in your home for other financial needs.
Lower your interest rate on an existing VA loan.
Available for eligible Native American veterans buying on federal trust land.
Some states offer additional land and property loan programs for veterans.
Example:
The Texas Veterans Land Board (VLB) offers land loans, home loans, and home improvement loans for eligible Texas veterans.
Check your state's veteran affairs department to see if similar land or property programs are available.
Your VA home loan benefit is just one part of your broader financial future. Whether you're planning your civilian career transition, exploring educational opportunities, or building long-term wealth, we've compiled essential resources to help you make informed decisions about your next chapter.
Active Civilian is not affiliated with the U.S. Department of Veterans Affairs or any state land board. We provide educational resources to help veterans understand and use their earned benefits.